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File, Deduct, Hide: Six Essential Stories About Taxes

A seasonal "Statue of Liberty" waver for Liberty Tax walks down the streets of Janesville, Wisconsin. (Anthony Wahl / The Janesville Gazette via AP)

Today is Day 85 of the Trump Administration, and like a sailor condemned to four years at sea we carry on, stooped and weary from the weight of this albatross around our necks—Donald Trump’s taxes.

We know they exist—but what does their existence even mean any more? We’ve seen a few pages here and there, sent as proof of life to the New York Times and waved around by Rachel Maddow. In a bid to bring attention to President Trump’s noteworthy silence on his financial position, a tax march will take place on April 15 worldwide in response to a single tweet by a Vermont law professor.

Taxes are at once no one’s business and everyone’s business. We all pay them: how we pay them, what they are used for, what we want them to be used for, and what the government would rather do with them instead, is the Great American Story.

1. “Tax Time” (Jill Lepore, The New Yorker, November 2012)

Lepore takes the long view on taxes with a history of how the U.S. decided to levy an income tax. It’s easy to dismiss taxes, she argues, and much harder to defend them. But that’s not a problem our ancestors shared—despite opposition to King George’s levy on goods like tea, the founding fathers had no problem squeezing the rich with large indirect taxes for market exchanges such as imports. More than a century later, the constitutional amendment that made income tax the law of the land wasn’t even an issue in Congress. But taxes have since become a bone of endless contention, especially as they concern how much rich and poor should pay. Lepore weaves a deft story to tell us exactly why.

Taxes dominate domestic politics. They didn’t always. Since the nineteen-seventies, almost all of that talk has been about cuts, which ought to be surprising, because more than ninety per cent of Americans receive social or economic security benefits from the federal government. Americans, though, find it easier to see what they pay than what they get—not because they aren’t paying attention but because the case for taxation is so seldom made.

2. “Too Rich to Live?” (Laura Saunders and Mary Pilon, The Wall Street Journal, July 2010)

One of the most hotly contested forms of taxation is the estate tax, when a dead person’s estate is transferred to another person. Though the idea is thousands of years old and the American permutation has been around in some form or another for a century, the tax was gradually phased out starting in 2001. But when it came back in 2011—the product of impermanent legislation—the rich who stood to lose the most from the transfer of their substantial assets bucked.

It didn’t matter; the tax became permanent in 2013. But when Saunders and Pilon interviewed dying people and their potential heirs on the eve of the tax’s return, they found a strange phenomenon—people who make life-or-death decisions about their health and end-of-life care based on the potential of saving their heirs money on taxes.

In 2009, more than a few dying people struggled to live into 2010 in hopes of preserving assets for their heirs. Clara Laub, a widow who helped her husband build a Fresno, Calif., grape farm from 20 acres into more than 900 acres worth several million dollars, was diagnosed with advanced cancer in October, 2009. Her daughter Debbie Jacobsen, who helps run the farm, says her mother struggled to live past December and died on New Year’s morning: “She made my son promise to tell her the date and time every day, even if we wouldn’t,” Mrs. Jacobsen says.

In New York the lapsing tax spawned a major family conflict, according to one attorney. As a wealthy patriarch lay dying at the end of the year, it became clear that under the terms of the will his children would receive more if he died in 2010, while his wife (not the children’s mother) stood to benefit if he died in 2009. The wife then filed a “do not resuscitate” order and the children challenged it. The patriarch lived a few days into 2010, but his estate, like Mrs. Laub’s, remains unsettled given the legislative uncertainty.

3. “The Throwaways” (Melissa Chadburn, The Rumpus, January 2012)

Taxes are a matter of life and death not just to the wealthy, but to the people who need tax-funded social services to survive. Chadburn, who endured horrific abuse and a traumatic stint in foster care, considers what taxes mean to the people she calls “the throwaways,” those who depend on the small sums of money that anti-taxation advocates fight not to have to pay. As disparities between poor and rich grow, she argues, taxation can be seen as a revolutionary lifesaving act, a statement about the very worth of the people it helps.

Strangely, it was for dreams like these—the simplest dreams of rest, of feeling, of safety—that I first began to look at taxes. Taxes are the tool that makes these dreams of ours possible. Shelter for everyone, food for everyone, taxes ensure public safety. And what about love? Love is given and received. Love is not a solitary act. Love requires people to commune with one another.

My previous associations with taxes were shame and guilt and trickery. Then I looked at my history with money and public funding in general. Some people have argued that we are a nation of self-interested people. People who only care about themselves. Their own well-being.

I disagree. I think we are better than that but have been assaulted by the overwhelming personification of Greed….It’s our first lesson in pain.

4. “Tax Hero” (Planet Money, NPR, March 2017)

Despite the stakes of taxation, the act of filing taxes can be unbearably mundane. But there’s a darker side to doing taxes—the poor pay a disproportionate amount to tax preparation firms that gouge them on relatively simple filings. Enter Joseph Bankman, a Stanford tax law professor who thought he’d figured out a simpler way. But as Planet Money reveals, simpler isn’t always better for those who benefit from the current, complex system. His fight for painless filing became a legislative battle—and his opponents were a strange coalition of their own.

5. “Mossack Fonseca: Inside the Firm That Helps the Super-Rich Hide Their Money” (Luke Harding, The Guardian, April 2016)

While your average Joe struggles to pay the tax preparers, there’s a shadowy world of ultra-wealthy corporations and individuals who’ll do anything they can to not pay taxes at all. Last year, the lid on one of these complex tax-avoidance schemes blew open when 11.5 million documents—now known as the Panama Papers—were leaked, revealing inside information on over 200,000 offshore shell corporations that exist to help the one percent sidestep their tax obligations.

The Guardian won a Pulitzer for their groundbreaking investigation of the Panama Papers (Here’s a breakdown of how they got the scoop—and an in-depth podcast that tells the entire sordid story behind their award-winning investigation.) One of their most fascinating stories was about Mossack Fonseca, the Panamanian law firm that helped the rich find tax-friendly parking places for their cash. Harding tells the story of a company that’s part financial services provider, part peddler of international intrigue—one that’s marketed directly to Americans with money to hide.

Mossack Fonseca’s leaked emails reveal the extraordinary measures that some of its well-heeled clients took to keep their financial affairs secret. Especially the Europeans and Americans, who have latterly found themselves under scrutiny from their own governments.

One theme that emerges is anxiety. Wealthy individuals with “undeclared” offshore bank accounts are afraid they might get rumbled.

Another theme is victimhood. The super-rich, it appears, feel they are being unfairly picked on—persecuted even.

6. “Donald Trump Tax Records Show He Could Have Avoided Taxes for Nearly Two Decades, The Times Found” (David Barstow, Susanne Craig, Russ Buettner, and Megan Twohey, The New York Times, October 2016)

What happens when a tax evader is not an average citizen but the President of the United States? Of course, the answer is “we don’t know yet,” because we have no idea what’s in Donald Trump’s personal tax returns. Despite Rachel Maddow’s overhyped scoop on a few pages from Trump’s 2005 return, nobody’s been able to get ahold of what could be the most sought-after documents in modern history. And thus, we don’t know what wealth the President has to brag about—or hide.

After receiving several pages from Trump’s 1995 returns from an anonymous source, Barstow, Craig, Buettner, and Twohey hypothesized that back when he was a mere real estate mogul, the president used a $916 million business loss to cancel out his tax debt for decades. Is it true? Until Trump comes forward with his tax returns, there’s no way to know. But journalists won’t stop piecing the story together—and if the tax march is any indication, citizens won’t stop insisting that he tell the truth about his financial situation.

But the most important revelation from the 1995 tax documents is just how much Mr. Trump may have benefited from a tax provision that is particularly prized by America’s dynastic families, which, like the Trumps, hold their wealth inside byzantine networks of partnerships, limited liability companies and S corporations.

The provision, known as net operating loss, or N.O.L., allows a dizzying array of deductions, business expenses, real estate depreciation, losses from the sale of business assets and even operating losses to flow from the balance sheets of those partnerships, limited liability companies and S corporations onto the personal tax returns of men like Mr. Trump. In turn, those losses can be used to cancel out an equivalent amount of taxable income from, say, book royalties or branding deals.

 

‘Hopely I’ll See You Again’: An Unlikely but Wonderful Love Affair

Photo by wp paarz (CC BY-SA 2.0)

At Catapult, Noah Cho ruminates on why his mother, a “symbol of America, the homecoming queen,” was attracted to his father, a “barely-bilingual” Korean immigrant who came to the U.S. to pursue a career in medicine.

I’ve been thinking about how my parents met, and how unlikely it was that my Korean father caught the eye of my stereotypically “all-American” mom. Even now, forty years after they met, a partnership like theirs is still rare. The cutting remarks they heard have not entirely disappeared; queries my mother fielded about my father’s manhood from the white people around them still flicker in shows like The Unbreakable Kimmy Schmidt and in films like The Hangover. Korean ahjussis still grunt in disapproval over their sons abandoning Korean blood quantum in favor of people Not Like Them, and therefore inferior.

I never got the full story from my father, who died when I was thirteen. Even before his death, he was a man of few words and seemingly fewer emotions. I have only ever been able to understand their courtship from the perspective of my mother, a white woman in love with an Asian man at a time when a war in Southeast Asia raged and the only knowledge the average American had of Korea were fleeting memories of newsreels, battles of a forgotten war.

Once upon a time, seeing my father in the hospital where they both worked brought her the greatest joy. As the whirring of machines tie him to what remains of his life, he is handsome to her even now—no matter that the chemo has taken his hair and the cancer has taken his weight, his voice, his lucidity. She looks at him, still in love, still seeing something wonderful in his face, but she also knows she has lost him. I see her sitting beside him after the ventilator is turned off, holding his hands the same way she used to during their smoke breaks, saying goodbye. Thinking, Hopely I’ll see you again.

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In the Shadow of a Fairy Tale: Overcoming the Evil Stepmother Stereotype

Photo by Jeff Christiansen (CC BY-SA 2.0)

Leslie Jamison is stepmother to Lily, age six. Lily’s mother died of cancer just before she turned three, and in this essay from the New York Times Magazine, Jamison explores fairy tale stepmothers both as the rare “port in the storm” and the much more common “stock villain” stereotyped by cruelty and abuse, as she navigates the fraught role of stand-in parent.

The evil stepmother casts a long, primal shadow, and three years ago I moved in with that shadow, to a one-bedroom rent-controlled apartment near Gramercy Park. I sought the old stories in order to find company—out of sympathy for the stepmothers they vilified—and to resist their narratives, to inoculate myself against the darkness they held.

My relationship with Lily, too, was not like the story we inherited from fairy tales — a tale of cruelty and rebellion—or even like the story of divorce-era popular media: the child spurning her stepmother, rejecting her in favor of the true mother, the mother of bloodline and womb. Our story was a thousand conversations on the 6 train or at the playground in Madison Square Park. Our story was painting Lily’s nails and trying not to smudge her tiny pinkie. Our story was telling her to take deep breaths during tantrums, because I needed to take deep breaths myself. Our story began one night when I felt her small, hot hand reach for mine during her favorite movie, when the Abominable Snowman swirled into view on an icy mountain and almost overwhelmed the humble reindeer.

For me, the stakes of thinking about what it means to be a stepmother don’t live in statistical relevance—slightly more than 10 percent of American women might relate!—but in the way stepparenting asks us to question our assumptions about the nature of love and the boundaries of family. Family is so much more than biology, and love is so much more than instinct. Love is effort and desire—not a sentimental story line about easy or immediate attachment, but the complicated bliss of joined lives: ham-and-guacamole sandwiches, growing pains at midnight, car seats covered in vomit. It’s the days of showing up. The trunks we inherit and the stories we step into, they make their way into us—by womb or shell or presence, by sheer force of will. But what hatches from the egg is hardly ever what we expect: the child that emerges, or the parent that is born. That mother is not a saint. She’s not a witch. She’s just an ordinary woman. She found a sled one day, after she was told there weren’t any left. That was how it began.

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In the Shadow of a Fairy Tale

Longreads Pick

Leslie Jamison is stepmother to Lily, age 6. Lily’s mother died of cancer just before Lily turned three. Jamison explores fairy tale stepmothers both as the rare “port in the storm” and the much more common “stock villain” — stereotyped by cruelty, abuse, and withholding affection — as she reflects on her relationship with Lily and on navigating the fraught role of stand-in parent.

Published: Apr 6, 2017
Length: 26 minutes (6,523 words)

Popular Enough to Live: A Reading List About Crowdfunding Health Care

Postman76 / Flickr

I’m part of the 63 percent of Americans who don’t have money to cover an emergency costing $500 or more. I don’t own a car or a house, so in the unlikely event of the aforementioned emergency (knock on wood for me, please), my personal crisis would be health expenses uncovered by Medicaid. Like the people you’ll meet in the following stories, I too would turn to crowdfunding.

Everyone, in my opinion, deserves healthcare coverage, and crowdfunding shines a spotlight on the insufficiency of the United States healthcare system. It also demonstrates that the internet is far from democratic. Crowdfunding takes time, energy, and a knack for marketing. Not everyone has these privileges or skills, and when it comes to paying medical bills or seeking life-saving surgeries, that chasm can be fatal.

1. “Sometimes, It Does Hurt to Ask” by Caitlin Cruz (Digg, January 2017)

Just today, a trans man I follow on Instagram posted a picture of the letter he received in the mail saying his health insurance would not cover his top surgery. For trans and gender non-conforming people, the cost of life-affirming medications and operations are steep—financially, physically, and spiritually. According to GLAAD, 19 percent of transgender people don’t have any form of health insurance. Hormone therapy and gender confirmation surgeries can cost tens of thousands of dollars. Instead, many trans people have turned to the internet, using PayPal donations or hosting YouCaring or GoFundMe campaigns, to ask their friends, families, and total strangers for financial assistance.

2. “Is It Fair to Ask the Internet to Pay Your Hospital Bill?” by Cari Romm (The Atlantic, March 2015)

Donating to a medical crowdfunding campaign requires donors to be at once more intimate with and more judgmental of the recipients. At its most basic and most callous, the act of giving boils down something not unlike comparison shopping: Who, out of all the people who have shared their tragedy on the Internet, is the most deserving of money? And, before that, who can entice donors to click?

As medical crowdfunding has become more popular, so too has the idea of its so-called “perfect victim,” said Margaret Moon, a bioethicist and professor of pediatrics at Johns Hopkins University: the person whose inability to pay for their care came down to sheer bad luck—and bad coverage, if they had any insurance at all. “They’d done everything right, they’d explored all the possibilities and were still left short,” she said. “The people donating to these sites don’t know if somebody’s made a request because they just couldn’t figure out their insurance, or because their insurance failed them. Wouldn’t you be more willing to donate to someone who had played out their insurance?”

3. “Who Should Pay for Evan Karr’s Heart?” by Anne Helen Petersen  (BuzzFeed, March 2017)

Evan Karr is a a precocious 13 year old Kentuckian who was born with tetralogy of Fallot, a heart defect. Evan has had three heart surgeries, and at the top of Petersen’s story, he’s gearing up for a fourth.

4. “The Real Peril of Crowdfunding Health Care” by Anne Helen Petersen (BuzzFeed, March 2017)

Most of the successful campaigns on a crowdfunding homepage fall under the rubric of “fighting unfairness,” a designation that expands to include one of GoFundMe’s most successful campaigns of all time (for Standing Rock) but mostly signifies struggles against diseases that seemingly strike at random: cancer, genetic disorders, and other afflictions ostensibly out of the victim’s control. Such conditions are often referred to as “faultless.”

It’s far harder to fund so-called “blameworthy” diseases—addiction and mental health in particular—that are popularly conceived as either the fault of the victim or somehow under their control. You rarely see campaigns for adult heart disease, for example, or “getting my life together as a single mom”—both are viewed as the result of “choices” instead of “needs.” If there’s already a hierarchy of affliction and need in this country, then crowdfunding often works to exacerbate it.

5. “Go Viral or Die Trying”  by Luke O’ Neil, Esquire, March 2017)

Luke O’Neil’s feature for Esquire opens with an anecdote about Kati McFarland, a 25-year-old young woman with Ehlers-Danlos syndrome who turned to crowdfunding to offset the cost of medical care. McFarland garnered national attention when she confronted Sen. Tom Cotton about his perspective on the Affordable Care Act.

After reading several of these crowdfunding stories, I was feeling a little jaded. I couldn’t help but cringe at the following, from YouCaring’s director of online marketing:

“The secret prize for people who raise money on the site is they find out how much people care about them,” says YouCaring’s [Jesse] Boland. “The money is the primary ask but they end up being better off for having connected to their community, so they get a sense of peace and belonging.”

O’Neil also spoke to editors from Gizmodo, Uproxx, Upworthy, and the Washington Post about their experiences studying and spotlighting viral campaigns.

6. “Kickstarting a Cure”  by Noah Rosenberg (Narratively, July 2013)

Jimmy Lin is the founder of the Rare Genomics Institute, which he describes as “Amazon-slash-Kickstarter for science.” Lin’s organization matches families with researchers and geneticists from RGI affiliates and helps them raise money to cover the costs of expensive tests:

“The biggest thing we talk about with our team is, ‘If this was our child who was sick, what extent would we go to to help them?’” Lin says of RGI’s efforts. “If this was our kid that was sick, this is exactly what we’d do.”

The High-Water Mark: The Battle of Gettysburg, the Jersey Shore, and the Death of My Father

Dane A. Wisher | Longreads | April 2017 | 36 minutes (10,142 words)

 

2013

* * *

“What kind of commie bullshit is that?”

“I’m telling you, listen to the album again.” I jam my finger into the bar top for emphasis.

“I don’t need to. It’s called Born in the USA. It’s about good, honest American people. You’re defiling a New Jersey hero.”

“It is about America. But the flag and blue jeans on the cover, the upbeat sound on the title track—it’s all ironic.”

“Here we go. It’s ironic.

“It’s the definition of irony. Apparent surface meaning conveying the opposite of the actual underlying intent of the message. The album is about how people can’t catch a break, how hollow all the patriotic fanfare is.” My speech sounds less pompous in my head.

“This is just like your thing with Forrest Gump.”

I roll my eyes. Forrest Gump has become his latest culture war litmus test. Still, it’s good to see my brother. I’ve been teaching in Qatar for two years and he works odd hours as a cop at the Monmouth County Prison and so the nights when we can shoot the shit are rare. When we do, we eat a lot and drink a lot and tell a lot of stupid jokes and get a sick enjoyment out of fighting with each other. Read more…

Treating the Insects of the Mind

Another woman, who lives in Atlanta, said she was misdiagnosed with scabies, and then humiliated in a hospital corridor by a doctor shouting that she was psychotic. She agreed to see a psychiatrist, but is still convinced that her skin is covered with bites. When she scratches, red, black, or white specks come out; they look like roach turds or eggs, she said. “Anybody with eyes can’t help but see it.”

For another Atlanta woman, a psychiatrist recognized the problem behind her itchiness and her obsessive cleaning, but those appointments haven’t helped. “She wants me to cut down on the cleaning … but in my mind I can’t stop, because if my kids start getting more attacked and I haven’t cleaned …” she said over the phone. “I’m sitting here right now and I feel things crawling all over my feet. I’ve been tested for neuropathy, MS, and cancer. I’ve been tested for everything.”

By now, she hopes the condition is psychological; she just can’t convince herself of it. “It’s ruined my life,” she said. She began to cry.

In STAT, journalist Eric Boodman profiles the etymologists who have the unusual task of helping the public deal with all kinds of insect-related issues, including working with people who suffer from insects scientists cannot find. It’s part of an increasingly-recognized condition known as delusional parasitosis, or DP, and neither science nor medicine understand much about it.

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A Culinary Legend’s Next Fight

Paula Wolfert
Paula Wolfert in 1978.

Emily Kaiser Thelin | Longreads | March 2017 | 9 minutes (2,256 words)

The following is a Longreads exclusive excerpt from Unforgettable: The Bold Flavors of Paula Wolfert’s Renegade Life, the new book by author Emily Kaiser Thelin about the extraordinary life of culinary legend Paula Wolfert, who was diagnosed with Alzheimer’s disease in 2013. Our thanks to Thelin for sharing this story with the Longreads community.

***

In an impossibly narrow lane in the crowded ancient medina of Marrakech, a motor scooter zipped past, a horned ram bleating between the driver’s legs, bound for sacrifice for the Muslim holiday of Eid al-Adha. I jumped to get out of the way and promptly collided with a family headed home for the holiday, a small lamb chewing on weeds while straddling the shoulders of the man. I cinched my coat tighter against the wet, cold December day and pushed on against the crowds.

It was December 2008. I had come to Morocco on an assignment for Food & Wine to profile legendary cookbook author Paula Wolfert, a longtime contributor to the magazine whom I had edited as a staffer there since 2006. This was the culinary equivalent of a journey through the Arabian dunes with T. E. Lawrence or a trip to Kitty Hawk with the Wright Brothers—the chance to tour the place where a titan of my field first made her name. She and I had met in person only twice before, once at a food conference and then for lunch at her house in Sonoma. She had returned to Morocco because her publisher, HarperCollins, had suggested she update her first book, the 1973 landmark Couscous and Other Good Food from Morocco. Read more…

Moved by Kim

Seth Davis Branitz | Longreads | March, 2017 | 16 minutes (4,085 words)

 

My parents had said it aloud many times, and I had shushed them.

I was guilty of sometimes thinking it.

“Just kill yourself, or get killed quickly, and end all the mayhem.”

My older brother had been barely surviving on a destructive path for so long that sometimes I wished he would just finish it off already.

Really. It just sometimes seemed the easier way for him, and for all of us.

I had no idea how much worse his death would actually make things—how alone his death would leave me, as it hastened the additional deaths that would leave me the only remaining member of my family. Read more…

Voices from the Last Days of Obamacare: A Reading List

Photo: AP Images

Repeal and replace: Republican candidates used these three words throughout the election cycle almost as an incantation. There was no other option for dealing with Public Enemy #1: Obamacare. When President Trump took office they became a battle cry for Republicans intent on undoing his predecessor’s signature legislation.

But what would repeal and replace look like? Last week, the House Republicans unveiled draft legislation to replace the Affordable Care Act, seven years in the making. The American Health Care Act shares part of the old plan’s name, but not many of its current features. Everything from the insurance mandate to Medicaid expansion is missing from the new plan, and leaders from both sides are unhappy with the half-baked results. Read more…