Search Results for: City Pages

Home Is Where the Fraud Is

Banksy. Crayon House Foreclosure, East Los Angeles. Via Occupy.com

David Dayen | Chain of Title: How Three Ordinary Americans Uncovered Wall Street’s Great Foreclosure Fraud | The New Press | May 2016 | 26 minutes (7,150 words)

Below is an excerpt from Chain of Title, by David Dayen, the true story of how a group of ordinary Americans took on the nation’s banks at the height of the housing crisis, calling into question fraudulent foreclosure practices. This story is recommended by Longreads contributing editor Dana Snitzky

* * *

How could you not know who I am if you’re suing me?

Lisa Epstein drove down Highway A1A, along the Intracoastal Waterway, back to her old apartment in Palm Beach. At her side was her daughter Jenna, in a car seat; atop the dashboard was an envelope containing the monthly payment on her unsold co-op. Though her house was in foreclosure, Lisa always paid the mortgage on the apartment, her fallback in case of eviction.

Lisa gazed at the water out the window. She never wanted to miss mortgage payments; Chase told her to do it and promised assistance afterward, but then put her into foreclosure. The delinquency triggered late fees, penalties, and notifications to national credit bureaus. A damaged credit score affected a mortgage company’s decision to grant loan relief, which hinged on the ability to pay. Even if Lisa managed to finally sell the apartment, even if she could satisfy the debt on the house, the injury from this “advice” would stick with her for years. Chase Home Finance never mentioned the additional consequences, emphasizing only the possibility of aid. The advice was at best faulty, at worst a deliberate effort to seize the home. Lisa spent a lifetime living within her means, guarding against financial catastrophe. Now Chase Home Finance obliterated this carefully constructed reputation. She felt tricked.

America has a name for people who miss their mortgage payments: deadbeats. Responsible taxpayers who repay their debts shouldn’t have to “subsidize the losers’ mortgages,” CNBC host Rick Santelli shouted from the floor of the Chicago Board of Trade on February 19, 2009, two days after Lisa got her foreclosure papers. “This is America! How many of you people want to pay for your neighbor’s mortgage, that has an extra bathroom and can’t pay their bills, raise your hand!” The floor traders in Chicago, between buying and selling commodity futures, hooted. This rant would later be credited as the founding moment of the Tea Party. And it signified a certain posture toward delinquent homeowners, a cultural bias that equated missing the mortgage payment with failing the duties of citizenship. The indignation didn’t account for mortgage companies driving customers into default. However, lenders welcomed anything that humiliated deadbeats into blaming themselves. In most cases it worked: in the twenty-three states that required judicial sign-off for foreclosures, around 95 percent of the cases went uncontested.

But Lisa had an inquisitive mind. Before she would acquiesce, she wanted to understand the circumstances that led to this lawsuit from U.S. Bank, an entity she had never encountered before seeing it listed as the plaintiff. She had three questions: who was this bank, why did it have a relationship with her, and why was it trying to take her house? Read more…

Borges and $: The Parable of the Literary Master and the Coin

Elizabeth Hyde Stevens | Longreads | June 2016 | 31 minutes (7,830 words)

 

Nothing is less material than money. . . . Money is abstract, I repeated, money is future time. It can be an evening in the suburbs, it can be the music of Brahms, it can be maps, it can be chess, it can be coffee, it can be the words of Epictetus teaching us to despise gold. Money is a Proteus more versatile than the one on the island of Pharos.

—Jorge Luis Borges, “The Zahir”

I fell in love with Jorge Luis Borges when I was a freshman in college. That year, full of hope and confusion, I left my hometown for the manicured quads of Brown University, desperately seeking culture—art, beauty, and meaning beyond the empty narrative of wealth building that consumes our world. It is easy to look back and see why Borges spoke to me. The Argentine fabulist’s short stories were like beautiful mind-altering crystals, each one an Escheresque maze that toyed with our realities—time, space, honor, death—as mere constructs, nothing more. With the beautiful prose of a poet-translator-scholar, he could even make money seem like mere fantasy. It was precisely the narrative someone like me might want.

Yet, money is real. We live and die by the coin. Money tells us how many children we can raise and what kind of future they can afford, how many of our 78.7 years must be sold off in servitude, and what politics we will have the luxury of voicing. As a college freshman, I still knew none of this, and I had the luxury of not thinking about money. These days, it seems all but inescapable.

I am still full of hope and confusion, but at 35, practically nothing concerns me more than the coin, a metonymic symbol representing my helplessness. The coin represents this desperate need to support myself and my writing when, in the very near future, I start a family. My mind has changed; all my journal entries turn into to-do lists and career strategizing. Money, planning, and money. I think of little else. Read more…

Unchain My Heart: On the Emotional Effectiveness—and Lingering Sexism—of Jewish Divorce

Illustration by Kjell Reigstad

Sari Botton | Longreads | May 2016 | 21 minutes (4,983 words)

Initially, the twenty-story Manhattan office building threw me off. I had in my hand the address for a beth din, a rabbinic court, and had pictured a cluttered rabbi’s study in some old world synagogue—like the one in the divorce scene in Hester Street, the 1975 film about a Jewish immigrant couple at the turn of the twentieth century, starring a very young Carol Kane.

I rode the elevator up to find my ex-husband on a couch in the reception area—yes, this was the place—and settled in a full cushion’s distance from the person I’d once revolved my life around, the man whom I’d walked in seven symbolic circles around during our wedding ceremony, seven years before. Read more…

Postwar New York: The Supreme Metropolis of the Present

Demobilized soldiers returning to New York. Via Flickr.

David Reid | The Brazen Age: New York City and the American Empire: Politics, Art, and Bohemia | Pantheon | March 2016 | 31 minutes (8,514 words)

 

The excerpt below is adapted from The Brazen Age, by David Reid, which examines the “extraordinarily rich culture and turbulent politics of New York City between the years 1945 and 1950.” This story is recommended by Longreads contributing editor Dana Snitzky

* * *

Probably I was in the war.

—NORMAN MAILER, Barbary Shore (1951)

*

A hideous, inhuman city. But I know that one changes one’s mind.

In march 1946 the young French novelist and journalist Albert Camus traveled by freighter from Le Havre to New York, arriving in the first week of spring. Le Havre, the old port city at the mouth of the Seine, had almost been destroyed in a battle between its German occupiers and a British warship during the Normandy invasion; huge ruins ringed the harbor. In his travel journal Camus writes: “My last image of France is of destroyed buildings at the very edge of a wounded earth.”

At the age of thirty-two this Algerian Frenchman, who had been supporting himself with odd jobs when the war began, was about to become very famous. By 1948, he would become an international culture hero: author of The Stranger and The Plague, two of the most famous novels to come out of France in the forties, and of the lofty and astringent essays collected in The Myth of Sisyphus.

Camus’s visit to the United States, sponsored by the French Ministry of Foreign Affairs but involving no official duties, was timed to coincide with Alfred A. Knopf’s publication of The Stranger in a translation by Stuart Gilbert, the annotator of James Joyce’s Ulysses. In the spring of 1946 France was exporting little to the United States except literature. Even most American readers with a particular interest in France knew of Camus, if at all, as a distant legend, editor of the Resistance newspaper Combat and an “existentialist.”

Reviewing The Stranger in the New Yorker, Edmund Wilson, usually omniscient, confessed that he knew absolutely nothing about existentialism except that it was enjoying a “furious vogue.” If there were rumored to be philosophical depths in this novel about the motiveless murder of an Arab on a North African beach, they frankly eluded him. For Wilson the book was nothing more than “a fairly clever feat”—the sort of thing that a skillful Hemingway imitator like James M. Cain had done as well or better in The Postman Always Rings Twice. America’s most admired literary critic also had his doubts about Franz Kafka, the writer of the moment, suspecting that the claims being made for the late Prague fabulist were exaggerated. But still, like almost everyone else, especially the young, in New York’s intellectual circles Wilson was intensely curious about what had been written and thought in occupied Europe, especially in France.

“Our generation had been brought up on the remembrance of the 1920s as the great golden age of the avant-garde, whose focal point had been Paris,” William Barrett writes in The Truants, his memoir of the New York intellectuals. “We expected history to repeat itself: as it had been after the First, so it would be after the Second World War.” The glamorous rumor of existentialism seemed to vindicate their expectations. Camus’s arrival was eagerly awaited not only by Partisan Review but also by the New Yorker, which put him in “The Talk of the Town,” and Vogue, which decided that his saturnine good looks resembled Humphrey Bogart’s. Read more…

How Rival Gardens of Eden in Iraq Survived ISIS, Dwindling Tourists, And Each Other

A bird flies out of Lalish temple which features a stone black snake on its wall. Photo by: Erin Trieb

Jennifer Percy | Atlas Obscura | May 2016 | 17 minutes (4,132 words)

 

Atlas ObscuraOur latest Exclusive is a new story by Jennifer Percy, author of the book Demon Camp: A Soldier’s Exorcism, co-funded by Longreads Members and published by Atlas Obscura.

Thirty-five miles north of Mosul, Iraq, about an hour’s drive from Islamic State territory, was the Garden of Eden. I stood with my interpreter, Salar, a local Iraqi journalist. “See that smoke between the mountains,” Salar said, pointing in the distance. “It’s an oil fire.” The thick plume of smoke marked the entrance to the site. Flames burst from a pipe stuck deep in the earth beneath which lay 25 billion barrels of crude oil worth more than $1 trillion. “These oil explorers think about holy places,” he said. “The more oil, the holier the land.”

But this isn’t the only Garden of Eden. It’s not even the only Garden of Eden in Iraq’s Nineveh plains, the war-torn province through which I was traveling. According to coordinates rather confusingly supplied by the Book of Genesis, the garden was at the spot where one river split into four. Here’s Genesis 2.8-2.14:

Now the Lord God had planted a garden in the east, in Eden; and there he put the man he had formed…A river watering the garden flowed from Eden; from there it was separated into four headwaters. The name of the first is the Pishon; it winds through the entire land of Havilah, where there is gold. The name of the second river is the Gihon; it winds through the entire land of Cush. The name of the third river is the Tigris; it runs along the east side of Ashur. And the fourth river is the Euphrates.

The thinking was, if you can pinpoint the four rivers—Pishon, Gihon, Tigris and Euphrates—you can pinpoint paradise. The Tigris and Euphrates run from northern Iraq the length of the country before meeting in the south. No one knows for sure the location of the Pishon or Gihon rivers, except that they are in Havilah, and no one knows where Havilah is either. These are the two unknown rivers of paradise. Genesis refers to the land of Cush, thought to be Ethiopia, but the known rivers are not near Ethiopia. Others believe the rivers are in Azerbaijan, or point out that Jerusalem is home to the ancient Gihon Spring. Read more…

My Dinner With Rasputin

Teffi | Tolstoy, Rasputin, Others, and Me: The Best of Teffi | New York Review Books Classics | May 2016 | 39 minutes (10,692 words)

 

The essay below appears in the new collection Tolstoy, Rasputin, Others, and Me: The Best of Teffi, released this month for New York Review Books Classics. Teffi, whose real name was Nadezhda Lokhvitskaya, was born in St. Petersburg in 1872 and went into exile in 1919, first in Istanbul, then in Paris. “Rasputin” was orginally published in Paris in 1924.  This story is recommended by Longreads contributing editor Dana Snitzky.

*

This isn’t simply because he was so very famous. In my life I’ve met many famous people.

There are people who are remarkable because of their talent, intelligence or public standing, people whom you often meet and whom you know well. You have an accurate sense of what these people are like, but all the same they pass through your life in a blur, as if your psychic lens can never quite focus on them, and your memory of them always remains vague. There’s nothing you can say about them that everyone doesn’t already know. They were tall or they were short; they were married; they were affable or arrogant, unassuming or ambitious; they lived in some place or other and they saw a lot of so-and-so. The blurred negatives of the amateur photographer. You can look all you like, but you still don’t know whether you’re looking at a little girl or a ram.

The person I want to talk about flashed by in a mere two brief encounters. But how firmly and vividly his character is etched into my memory, as if with a fine needle.

And this isn’t simply because he was so very famous. In my life I’ve met many famous people, people who have truly earned their renown. Nor is it because he played such a tragic role in the fate of Russia. No. This man was unique, one of a kind, like a character out of a novel; he lived in legend, he died in legend, and his memory is cloaked in legend.

A semi-literate peasant and a counsellor to the Tsar, a hardened sinner and a man of prayer, a shape-shifter with the name of God on his lips.

They called him cunning. Was there really nothing to him but cunning?

I shall tell you about my two brief encounters with him. Read more…

An Exegesis on Spanking Fetishists

Jessica Gross | Longreads | April 2016 | 23 minutes (5,803 words)

 

In 2012, Jillian Keenan came out as a spanking fetishist in a “Modern Love” essay for The New York Times. It marked the beginning of not only her involvement in the spanking community, but her freelance career as well. Since then, Keenan has written a series of controversial polemics—a case for legalizing polyamory, an argument that spanking is a sex act—as well as reported from countries across the globe.

In her new memoir, Sex With Shakespeare, Keenan examines her own relationships with both spanking and love through the lens of her longstanding obsession with Shakespeare. His characters, who appear in dialogue with Keenan, have as forceful a presence as the people in her life. I visited Keenan at her home in New York City, where we spoke about the difference between fetish and kink, her view of her fetish as innate, and her firm belief that spanking children is an act of sexual abuse.

This book struck me as such an empathetic text. I feel like sometimes, in our current cultural climate, there’s a lot of anger at and dismissal of anyone who’s ignorant about a topic, and I really appreciated that you treated the reader who didn’t know anything about fetishes with a lot of respect. Was that something you thought about as you were writing it? Or is that just how you feel, and it came out naturally as you were writing?

It’s not something I thought of consciously, but I’m thrilled to hear that’s what came across. I was conscious of the fact that, in my opinion, there’s nothing unique about the experience of feeling isolated. Whereas maybe most people don’t feel ashamed or isolated because they think about spanking all the time, I think that probably everyone has something in their lives—whether in their sex lives or in another part of their lives—that they feel insecure about or ashamed of or fearful about.

I didn’t want to act as if the experience of feeling lonely and ashamed is something that I needed to explain to people. I think that everyone already knows what that feels like. I was just trying to tell a story about the specifics of why I felt that way, and how I worked through it to the extent that I did. Read more…

A Dead Superhero Is a Marvelous Corpse

Ramzi Fawaz | The New Mutants: Superheroes and the Radical Imagination of American Comics | New York University Press| January 2016 | 25 minutes (6,662 words)

 

The excerpt below is adapted from The New Mutants, by Ramzi Fawaz, which examines “the relationship between comic book fantasy and radical politics in the modern United States.” This story is recommended by Longreads contributing editor Dana Snitzky

* * *

We’ve changed! All of us! We’re more than just human!

—THE FANTASTIC FOUR #1 (November 1961)

We might try to claim that we must first know the fundamentals of the human in order to preserve and promote human life as we know it. But… have we ever yet known the human?

—JUDITH BUTLER, Undoing Gender (2004)

*

Who might legitimately represent the human race?

In November 1992 Superman died. The Man of Steel would fall at the hands of the alien villain Doomsday, a thorny-skinned colossus who single-mindedly destroys life throughout the cosmos. Arriving on Earth seeking his next conquest, Doomsday meets his match in the planet’s longtime guardian, known to few in his civilian garb as the meek journalist Clark Kent but beloved by all as the caped hero Superman. After an agonizing battle in the streets of Metropolis, Superman’s urban home, Superman and Doomsday each land a final fatal blow, their last moments of life caught on camera and broadcast to devastated viewers around the world. The fictional media firestorm surrounding Superman’s death mirrored real-world responses to DC Comics’ announcement of their decision to end the life of America’s first superhero earlier that year. Months before the story was even scripted, national print and television media hailed Superman’s death as an event of extraordinary cultural significance, propelling what initially appeared as an isolated creative decision into the realm of public debate.

Public opinion ranged widely, from those who interpreted Superman’s downfall as a righteous critique of America’s moral bankruptcy to those who recognized it as a marketing stunt to boost comic book sales. In an editorial for the Comics Buyer’s Guide years later, leading comic book retailer Chuck Rozanski claimed that upon hearing about the decision, he had called DC Comics editor Paul Levitz, pleading with him that “since Superman was such a recognized icon within America’s overall popular culture . . . DC had no more right to ‘kill’ him than Disney had the right to ‘kill’ Mickey Mouse.” According to Rozanski, by choosing to kill Superman for sensational purposes, DC would be breaking an implicit promise to the American people to preserve the hero’s legacy as a “trustee of a sacred national image.” Read more…

Can an Outsider Ever Truly Become Amish?

Two sisters in their traditional, everyday, Lancaster County Amish attire. Photo: Tessa Smucker

Kelsey Osgood | Atlas Obscura | March 2016 | 28 minutes (7,014 words)

 

Atlas ObscuraOur latest Exclusive is a new story by Kelsey Osgood, and is co-funded by Longreads Members and published by Atlas Obscura.

Author’s Note: “Alex” and “Rebecca” are not the real names of two people interviewed. They felt strongly that they should not be identified by name out of respect for their faith’s general belief in the body above the individual.

The road that runs through the main village of Berlin, Ohio, only about 90 minutes south of Cleveland, is called “Amish Country Byway” for its unusual number of non-automotive travelers and it’s true that driving down it, you’ll have to slow down for the horse-drawn buggies that clog up the right lane. But those seeking the “real” Amish experience in downtown Berlin might be disappointed. It’s more Disney than devout: a playground for tourists full of ersatz Amish “schnuck” (Pennsylvania Dutch for “cute”) stores selling woven baskets and postcards of bucolic farm scenes.

You only see the true Holmes County, which is home to the largest population of Amish-Mennonites in the world, when you turn off Route 62 and venture into the rolling green hills interrupted periodically by tiny towns with names like Charm and Big Prairie. You’ll likely lose service on your cell phone just as the manure smell starts to permeate the air. On my visit this past summer, I saw Amish people–groups of children sporting round straw hats, the young women in their distinctive long dresses–spilling out of family barns, where church services are held, in the distance. The Amish don’t have any spiritual attachment to a geographical location, the way Jews have to Jerusalem or Mormons to Salt Lake City; this spot, along with Lancaster County, Pennsylvania, is probably the closest they come to an idea of God’s Country. Read more…

‘My Model for Writing Fiction Is to Replicate the Feeling of a Dream’

Jessica Gross | Longreads | March 2016 | 20 minutes (5,074 words)

 

In 1989, Daniel Clowes started a comic-book series called Eightball. Instead of lauded superheroes following traditional plotlines, his comics often featured oddballs, meandering or dreamlike sequences, and an acerbic wit. At the time, it felt like he was writing into the abyss.

Since then, Clowes has become one of the most famous cartoonists in the world. Eightball was the original home to what became the standalone graphic novels The Death-Ray, Like a Velvet Glove Cast in Iron, and Ghost World, among others. Ghost World was adapted into a feature film in 2001 (Clowes collaborated on the screenplay); his graphic novel Wilson will have the same fate. Eightball itself was republished in a slipcase edition last year. This is a wildly abridged history, and I haven’t even mentioned the awards.

Clowes’s new work is his most ambitious to date: the graphic novel Patience, a huge gorgeous slab of a book with drawings so sumptuous and vibrant I wanted to plaster them all over my walls. The book opens on Jack and his wife Patience learning they’re going to have a kid, shortly after which a wrenching turn sends Jack on a tumultuous trip back and forth in time. We spoke by phone about Patience, dreams, teen-speak, and when Clowes gets his best ideas: when he’s really bored. Read more…