When he opened the door to his apartment, I was hit with an overpowering smell of moisture. Justin said that a pipe had burst last January, gushing enough scalding water to turn the bathroom into a mold-filled, 24-hour steam room. Water damage had wrecked the floors. They were so rotted that you could dip your arm up to your elbow into the floorboard below the toilet. Meanwhile, huge chunks of the ceiling were missing, and you could see into the rafters above. I thought about Justin getting ready for school in the mornings. How did he take a shower?

By Elizabeth Dwoskin, New York Times